[1]黄惠春,徐章星,祁艳.农地流转与规模化经营缓解了农户信贷约束吗?——来自江苏的经验证据[J].南京农业大学学报(社科版),2016,16(06):109-120.
　Huang Huichun,Xu Zhangxing,Qi Yan.Did Rural Land Circulation and Scale-land Management Decrease Credit Constraint on Rural Households? Evidences from Case of Jiangsu Province[J].Journal of Nanjing Agricultural University(Social Science),2016,16(06):109-120.
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农地流转与规模化经营缓解了农户信贷约束吗?——来自江苏的经验证据()
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南京农业大学学报（社科版）[ISSN:1006-6977/CN:61-1281/TN]

卷:
16
期数:
2016年06期
页码:
109-120
栏目:
土地问题
出版日期:
2016-10-25

文章信息/Info

Title:
Did Rural Land Circulation and Scale-land Management Decrease Credit Constraint on Rural Households? Evidences from Case of Jiangsu Province
作者:
黄惠春;  徐章星;  祁艳
南京农业大学 金融学院/江苏农村金融发展研究中心, 江苏 南京 210095
Author(s):
Huang Huichun;  Xu Zhangxing;  Qi Yan
关键词:
农地流转; 土地规模; 信贷约束; 内生转换回归模型
分类号:
F301.3
摘要:
本文利用江苏省695户农户的调查数据，构建内生转换回归模型，分析了农地流转与土地规模对农户信贷约束的影响。研究发现：在传统贷款模式下，农户的信贷需求和金融机构的信贷供给之间存在结构性不匹配；农户实际耕地面积和是否流入土地对农户单位土地贷款额具有显著的负向影响，即随着生产规模的增加，农户的贷款强度下降，更容易受到信贷约束；与Heckman两阶段模型相比，内生转换回归模型将需求和供给效应分离，无论在理论分析还是实证结果上都更为有效和可靠。
Abstract:
Using the survey data of 695 rural households in Jiangsu Province, we established Endogenous Switching Regression Model to evaluate the determinants of influence of rural land circulation and scale -land management on the credit constraint on rural households. The results showed that:in the tradi-tional loan model, the credit needs and the supply of credit by finance institutions were not structurally matched; the actual land size and the existence of land rent-in had significant negative effect on the loan size per unit of farm land, which indicated that with the increase of production scale, the rural households’ loan intensity declined and they were liable to be credit constrained. Compared with the Heckman Two-stage Model, the Endogenous Switching Regression Model, which achieves the separa-tion of demand and supply effects, is more efficient and reliable in both theoretical and empirical study.

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备注/Memo

备注/Memo:
收稿日期:2016-05-30。
基金项目:国家自然科学基金青年项目“农村金融机构信贷支农长效机制研究”（71103088）；国家自然科学基金面上项目“农村土地承包经营权抵押、农户异质性与信贷约束缓解”（71473124）；中央高校科研业务费（SKJD2014001，SKT2016023）
作者简介:黄惠春,女,南京农业大学金融学院副教授,博士,博士生导师,E-mail:huanghuichun@njau.edu.cn;徐章星,男,南京农业大学金融学院硕士生;祁艳,女,南京农业大学金融学院硕士
更新日期/Last Update: 1900-01-01