[1]周孟亮.普惠金融与精准扶贫协调的路径创新研究[J].南京农业大学学报(社科版),2018,18(02):149-156.
 ZHOU MengLiang.On Innovation Path for Coordination Between Inclusive Finance and Targeted Poverty Alleviation[J].Journal of Nanjing Agricultural University(Social Science),2018,18(02):149-156.
点击复制

普惠金融与精准扶贫协调的路径创新研究()
分享到:

南京农业大学学报(社科版)[ISSN:1006-6977/CN:61-1281/TN]

卷:
18
期数:
2018年02期
页码:
149-156
栏目:
农业经济
出版日期:
2018-03-14

文章信息/Info

Title:
On Innovation Path for Coordination Between Inclusive Finance and Targeted Poverty Alleviation
作者:
周孟亮
湖南农业大学 经济学院, 湖南 长沙 410128
Author(s):
ZHOU MengLiang
关键词:
普惠金融精准扶贫协调
分类号:
F830.6
文献标志码:
A
摘要:
在坚持普惠金融基本原则前提下,寻求普惠金融与精准扶贫协调新路径,关系到普惠金融长远发展和精准扶贫战略的实施进程与效率。普惠金融与精准扶贫在思想理念上是一致的,但也存在思想侧重点差异,实现二者有效协调既具有可行性也存在一定难度。要从思想认识与制度创新全面加强,政府作用与机构优势协同发力,资金供给与需求能力同步提升三个层面把握二者协调的关键点。要从实现微型金融、合作金融与其他金融扶贫模式的有效结合等"四个结合"角度实施二者协调的路径创新。
Abstract:
It is very important to adhere the basic principles of inclusive finance and seek a new coordination path between inclusive finance and targeted poverty alleviation, which would affect long-term development of inclusive finance and poverty reduction efficiency. Inclusive finance and targeted poverty alleviation are consistent in ideological concept, but there are differences in the ideological focus. The coordination between inclusive finance and targeted poverty alleviation is feasible, but there are some difficulties. We should strengthen ideological understanding and system innovation, handle relationship between government and market effectively, and improve the capacity of capital supply and demand simultaneously, and then we can realize the coordination between inclusive finance and targeted poverty alleviation. We also put forward the four combinations to realize the path innovation for the coordination such as the effective combination of micro finance, cooperative finance and other financial poverty alleviation mode.

参考文献/References:

[1] Banerjee A, Besley T, Guinnane T W. Thy Neighbor’s Keeper:The Design of a Credit Cooperative with Theory and a Test[J]. Quarterly Journal of Economics, 1994(109).
[2] Bseley T, Coate S. Group Lending, Repayment Incentives and Social Collateral[J]. Journal of Development Economics,1995, 46(1).
[3] Tassel E V. Group-lending under Asymmetric Information[J]. Journal of Development Economics, 1999(60).
[4] Ghatak M, Guinnane T W. The Economics of Lending with Joint Liability:Theory andPractice[J]. Journal of Development Economics, 1999(60).
[5] Demirguc-Kunt A, Levine R. Finance and Inequality:Theory and Evidence[J].Annual Review of Financial Economics,2009(1).
[6] Sarma M. Index of Financial Inclusion Jawaharlal Nehru University[J].Discussion Paper in Economics,2010(11).
[7] Anand S K, Chhikara K S. A Theoretical and Quantitative Analysis of Financial Inclusion and Economic Growth[J]. Management and Labour Studies,2012(2).
[8] 杜晓山.小额信贷的发展与普惠性金融体系框架[J].中国农村经济,2006(8).
[9] 焦瑾璞,陈瑾.建设中国普惠金融体系——提供全民享受现代金融服务的机会和途径[M].北京:中国金融出版社,2010.
[10] 曹凤岐.建立多层次农村普惠金融体系[J].农村金融研究,2010(10).
[11] 周立.由金融排斥走向金融普惠[J].中国农村金融,2014(8).
[12] 陈银娥,师文明.微型金融对贫困减少的影响研究述评[J].经济学动态,2011(4).
[13] 何德旭.金融排斥、金融包容与中国普惠金融制度的构建[J].财贸经济,2015(3).
[14] 王曙光,王东宾. 在欠发达农村建立大型金融机构和微型机构对接机制——以西北民族地区为例[J].农村金融研究,2010(12).
[15] 李万峰.普惠金融与脱贫攻坚[J].中国金融,2016(18).
[16] 洪晓成.以普惠金融助力脱贫攻坚[N].人民日报,2016-12-15.
[17] 王茜. 普惠金融与精准扶贫的政策含义及着力点[J].金融发展评论,2016(4).
[18] 国务院发展研究中心金融研究所. 中国农村金融发展报告[M].北京:中国发展出版社,2016.
[19] 汪三贵,刘未."六个精准"是精准扶贫的本质要求——习近平精准扶贫系列论述探析[J].毛泽东邓小平理论研究,2016(1).

相似文献/References:

[1]付少平,赵晓峰.精准扶贫视角下的移民生计空间再塑造研究[J].南京农业大学学报(社科版),2015,15(06):8.
 FU Shaoping,ZHAO Xiaofeng.On the Recreation of Living Space of Targeted Poverty Reduction[J].Journal of Nanjing Agricultural University(Social Science),2015,15(02):8.
[2]谢小芹.“双轨治理”:“第一书记”扶贫制度的一种分析框架——基于广西圆村的田野调查[J].南京农业大学学报(社科版),2017,17(03):53.
 XIE Xiaoqin.‘Two-Track Governance’, an Interpretation Framework of the‘First Secretary’ Pro-Poor Institutional:A fieldwork based on Guangxi Yuan village[J].Journal of Nanjing Agricultural University(Social Science),2017,17(02):53.
[3]万君,张琦.“内外融合”:精准扶贫机制的发展转型与完善路径[J].南京农业大学学报(社科版),2017,17(04):9.
 WAN Jun,ZHANG Qi.Integration of Exogenous and Endogenous Development: Transformation and Improvement Path of China’s Targeted Poverty Alleviation Mechanism[J].Journal of Nanjing Agricultural University(Social Science),2017,17(02):9.
[4]高飞,向德平.社会治理视角下精准扶贫的政策启示[J].南京农业大学学报(社科版),2017,17(04):21.
 GAO Fei,XIANG Deping.Policy Implication of Precision Poverty Relief from Social Administration Angle[J].Journal of Nanjing Agricultural University(Social Science),2017,17(02):21.
[5]谢治菊.块数据在农村精准扶贫中的应用及反思——兼与“条时代”大数据应用相比较[J].南京农业大学学报(社科版),2017,17(05):32.
 XIE Zhiju.Block Data in Rural Precision Poverty Relief:Application and Reflection[J].Journal of Nanjing Agricultural University(Social Science),2017,17(02):32.
[6]雷明.论习近平扶贫攻坚战略思想[J].南京农业大学学报(社科版),2018,18(01):1.
 LEI Ming.On Xi Jinping’s Strategic Thought for Poverty Alleviation[J].Journal of Nanjing Agricultural University(Social Science),2018,18(02):1.
[7]张国磊,张新文.从博弈走向共谋:精准扶贫背景下新农合征缴困境的化解策略——基于桂南B镇的个案调研[J].南京农业大学学报(社科版),2018,18(03):45.
 ZHANG Guolei,ZHANG Xinwen.From Game to Collusion: Solutions to the New Rural Cooperative Medical Collection Plight-under the Background of Targeted Poverty Alleviation: A Case Study Based on B Town in South Guangxi[J].Journal of Nanjing Agricultural University(Social Science),2018,18(02):45.
[8]袁明宝.扶贫吸纳治理:精准扶贫政策执行中的悬浮与基层治理困境[J].南京农业大学学报(社科版),2018,18(03):57.
 YUAN Mingbao.The poverty alleviation absorbs government: The suspension of the precision poverty alleviation policy and the dilemma of grassroots governance[J].Journal of Nanjing Agricultural University(Social Science),2018,18(02):57.
[9]米红,林昕皓,樊瑾.中国多状态农村家庭收入特征聚类与影响因素分析——基于扶贫线动态变化的视角[J].南京农业大学学报(社科版),2018,18(04):55.
 MI Hong,LIN Xinhao,FAN Jin.Cluster and Influencing Factor Analysis of Income Characteristicsof Chinese Multistate Rural Households: Based on the Dynamic Change of Poverty Alleviation Line[J].Journal of Nanjing Agricultural University(Social Science),2018,18(02):55.
[10]董晓林,石晓磊.信息渠道、金融素养与城乡家庭互联网金融产品的接受意愿[J].南京农业大学学报(社科版),2018,18(04):109.
 DONG Xiaolin,SHI Xiaolei.Information Channel, Financial Literacy and the Willingness to Accept the Internet Financial Products of Household in Urban and Rural Areas[J].Journal of Nanjing Agricultural University(Social Science),2018,18(02):109.

备注/Memo

备注/Memo:
收稿日期:2017-5-2。
基金项目:国家社会科学基金项目"基于农村金融增量改革的农户融资约束缓解研究"(13BJY097);湖南省社会科学基金项目"普惠金融服务脱贫攻坚的路径与对策研究"(16YBA211);湖南省教育厅重点项目"普惠金融视角下连片特困地区金融扶贫研究——以武陵山区为例"(15A092)
作者简介:周孟亮,男,湖南农业大学经济学院教授,博士生导师。E-Mail:ZML39102@163.com。
更新日期/Last Update: 2018-02-27